{"id":11604,"date":"2021-04-15T12:26:22","date_gmt":"2021-04-15T16:26:22","guid":{"rendered":"https:\/\/www.luxcitizenship.com\/?p=11604"},"modified":"2025-06-19T21:28:24","modified_gmt":"2025-06-20T01:28:24","slug":"saude-em-luxemburgo","status":"publish","type":"post","link":"https:\/\/www.luxcitizenship.com\/br\/saude-em-luxemburgo\/","title":{"rendered":"Sa\u00fade em Luxemburgo: O que voc\u00ea precisa saber"},"content":{"rendered":"\n

Sistema de Sa\u00fade em Luxemburgo<\/h1>\n\n\n\n

Luxemburgo foi classificado pela Business Insider<\/a> como o melhor sistema de sa\u00fade do mundo<\/strong>. E h\u00e1 boas raz\u00f5es para isso. Dependendo da fonte, entre 95,2-99% da popula\u00e7\u00e3o residente \u00e9 coberta pelo Seguro Sa\u00fade. Em 2017, apenas 1,4% das despesas m\u00e9dicas foram arcadas pelos lares luxemburgueses<\/a> (ou seja, a taxa mais baixa entre os pa\u00edses desenvolvidos \u2013 especificamente, os pa\u00edses da OCDE).<\/p>\n\n\n\n

Como duplo cidad\u00e3o<\/a>, h\u00e1 muito que voc\u00ea precisa saber sobre a sa\u00fade em Luxemburgo.<\/p>\n\n\n\n

Como cidad\u00e3o duplo, meu acesso \u00e0 sa\u00fade em Luxemburgo \u00e9 gratuito?<\/h2>\n\n\n\n

Qualquer pessoa em Luxemburgo tem direito a receber tratamento de emerg\u00eancia, incluindo cidad\u00e3os duplos. No entanto, este tratamento n\u00e3o \u00e9 gratuito para ningu\u00e9m.<\/p>\n\n\n\n

Por outro lado, quando se trata de cuidados preventivos, do dia-a-dia em geral, voc\u00ea n\u00e3o tem acesso apenas em virtude de ser um duplo cidad\u00e3o.<\/strong><\/p>\n\n\n\n

Quando voc\u00ea se torna um duplo cidad\u00e3o, recebe um n\u00famero de previd\u00eancia social. Entretanto, voc\u00ea recebe um n\u00famero de previd\u00eancia social que efetivamente \u201cn\u00e3o est\u00e1 ativo\u201d se voc\u00ea n\u00e3o estiver contribuindo diretamente para o sistema. Em Luxemburgo, como em toda a Europa, o sistema de seguridade social vai muito al\u00e9m disso. Isto inclui licen\u00e7a por doen\u00e7a, licen\u00e7a maternidade e outros benef\u00edcios.<\/p>\n\n\n\n

Como seu n\u00famero de seguridade social n\u00e3o est\u00e1 ativo sem trabalhar em Luxemburgo<\/strong>, voc\u00ea n\u00e3o pode solicitar um Cart\u00e3o Europeu de Seguro Sa\u00fade (EHIC).<\/p>\n\n\n\n

Ent\u00e3o, como funciona o sistema de sa\u00fade de Luxemburgo?<\/h2>\n\n\n\n

Luxemburgo tem um sistema de sa\u00fade inteiramente p\u00fablico administrado pelo governo<\/strong>. O Estado administra todos os 18 hospitais de Luxemburgo. Nenhum deles \u00e9 privado e 15% do or\u00e7amento anual do governo luxemburgu\u00eas vai para despesas de sa\u00fade. Al\u00e9m disso, Luxemburgo \u00e9 o pa\u00eds que gasta mais por residente em cuidados de sa\u00fade (mais de US$ 8.000 por ano, em m\u00e9dia).<\/p>\n\n\n\n

O sistema de sa\u00fade e todos os hospitais s\u00e3o supervisionados pelo Fundo Nacional de Sa\u00fade ou CNS (Caisse Nationale de Sant\u00e9). O sistema \u00e9 baseado em tr\u00eas conceitos: seguro de sa\u00fade obrigat\u00f3rio, livre escolha do provedor e cumprimento obrigat\u00f3rio do conjunto fixo de taxas e servi\u00e7os.<\/p>\n\n\n\n

Quem recebe cobertura?<\/h3>\n\n\n\n

Em Luxemburgo, todos os empregados e aut\u00f4nomos devem fazer contribui\u00e7\u00f5es \u00e0 seguridade social<\/strong>. Isto, por sua vez, d\u00e1 direito a eles e seus familiares usufru\u00edrem do sistema de sa\u00fade.<\/strong> Todos os menores e crian\u00e7as dependentes com menos de 30 anos, residentes em Luxemburgo e n\u00e3o segurados pessoalmente, podem ser co-segurados com um dos pais que esteja pessoalmente inscrito no seguro sa\u00fade. A cobertura inclui a maioria dos tratamentos fornecidos por m\u00e9dicos cl\u00ednicos gerais ou especialistas, qualquer teste de laborat\u00f3rio, receitas m\u00e9dicas e hospitaliza\u00e7\u00e3o. Quando voc\u00ea come\u00e7ar a trabalhar em Luxemburgo, seu empregador (ou potencialmente voc\u00ea, se for aut\u00f4nomo) declarar\u00e1 seu emprego ao Centro Conjunto de Seguran\u00e7a Social (Centre Commun de la S\u00e9curit\u00e9 Sociale ou CCSS).<\/p>\n\n\n\n

Se voc\u00ea quiser se mudar para Luxemburgo<\/a> para a aposentadoria e nunca contribuiu para o CNS, precisar\u00e1 apresentar provas de seguro de sa\u00fade estrangeiro ou privado.<\/p>\n\n\n\n

Como funciona o pagamento?<\/h3>\n\n\n\n

Os trabalhadores de Luxemburgo contribuem em m\u00e9dia 5,44% de seu sal\u00e1rio<\/strong> para o pagamento da Previd\u00eancia Social. Este valor m\u00e1ximo \u00e9 de 6.225,00 euros por ano. Os empregadores tamb\u00e9m fazem uma contribui\u00e7\u00e3o.<\/p>\n\n\n\n

Uma vez no sistema, o pagamento do servi\u00e7o de sa\u00fade funciona com reembolso. Os residentes pagam uma fatura antecipadamente e depois a enviam para o CNS para reembolso. O reembolso \u00e9 feito por transfer\u00eancia banc\u00e1ria dentro de tr\u00eas semanas ap\u00f3s o arquivamento. Para certos tipos de assist\u00eancia m\u00e9dica, o CNS liquida os custos diretamente com o prestador.<\/strong> Estes incluem custos farmac\u00eauticos, custos hospitalares (mas n\u00e3o os m\u00e9dicos que voc\u00ea consulta no hospital), custos com fisioterapeutas, e custos de laborat\u00f3rio, entre outros. Neste caso, voc\u00ea paga apenas a parte dos custos n\u00e3o coberta pelo CNS.<\/p>\n\n\n\n

De modo geral, o CNS cobre entre 80-90% dos custos totais de sa\u00fade, seja atrav\u00e9s de reembolso ou pagamento direto.<\/strong> O custo de gastos gerais est\u00e1 entre os mais baixos da Europa. Os residentes t\u00eam que pagar apenas entre 10-20% dos custos do m\u00e9dico de fam\u00edlia, at\u00e9 20% dos custos de prescri\u00e7\u00e3o (60% para medicamentos n\u00e3o essenciais), e cerca de 22 euros por noite para estadias hospitalares.<\/p>\n\n\n\n

Embora o CNS ou o sistema nacional pague a maioria dos custos de sa\u00fade, at\u00e9 75% das pessoas em Luxemburgo fazem seguros privados. O seguro privado cobre a parte de seus honor\u00e1rios m\u00e9dicos que n\u00e3o s\u00e3o cobertos pelo CNS. Al\u00e9m disso, oferece cobertura estendida para situa\u00e7\u00f5es como hospitaliza\u00e7\u00e3o, cuidados oftalmol\u00f3gicos, tratamento dent\u00e1rio e servi\u00e7os m\u00e9dicos fora de Luxemburgo. Muitos empregadores tamb\u00e9m oferecem cobertura de sa\u00fade suplementar a seus empregados como um benef\u00edcio de emprego.<\/p>\n\n\n\n

Consultando seu provedor de prefer\u00eancia<\/h3>\n\n\n\n

Um fator importante no sistema de sa\u00fade de Luxemburgo \u00e9 a liberdade de escolher seu fornecedor.<\/strong> Voc\u00ea pode faz\u00ea-lo desde que eles estejam na lista aprovada do CNS. Fora das situa\u00e7\u00f5es de emerg\u00eancia, voc\u00ea precisa de um encaminhamento m\u00e9dico para a admiss\u00e3o no hospital. Muitos especialistas est\u00e3o localizados dentro dos hospitais. O tempo de espera para consultar um especialista pode variar e levar algumas semanas. No entanto, em geral, Luxemburgo tem uma velocidade de tratamento favor\u00e1vel em compara\u00e7\u00e3o com outros pa\u00edses.<\/p>\n\n\n\n

Para obter mais informa\u00e7\u00f5es, visite:<\/strong><\/p>\n\n\n\n

\nhttps:\/\/www.expatica.com\/lu\/healthcare\/healthcare-basics\/the-healthcare-system-in-luxembourg-105466\n<\/div><\/figure>\n\n\n\n
\nhttps:\/\/en.wikipedia.org\/wiki\/Healthcare_in_Luxembourg\n<\/div><\/figure>\n\n\n\n
\nhttps:\/\/healthmanagement.org\/c\/it\/issuearticle\/overview-of-the-healthcare-system-in-luxembourg\n<\/div><\/figure>\n\n\n\n
\nhttps:\/\/luxtimes.lu\/health\/37350-hospitals-healthcare?fbclid=IwAR1H5aQRmZ4L-axRmXVL9zFlOXGBfhx6tC-77BCsZGVWzx87KUay6XbtXJ4\n<\/div><\/figure>\n\n\n","protected":false},"excerpt":{"rendered":"

Sistema de Sa\u00fade em Luxemburgo Luxemburgo foi classificado pela Business Insider como o melhor sistema de sa\u00fade do mundo. E h\u00e1 boas raz\u00f5es para isso. Dependendo da fonte, entre 95,2-99% da popula\u00e7\u00e3o residente \u00e9 coberta pelo Seguro Sa\u00fade. Em 2017, apenas 1,4% das despesas m\u00e9dicas foram arcadas pelos lares luxemburgueses (ou seja, a taxa mais baixa entre os pa\u00edses desenvolvidos …<\/p>\n","protected":false},"author":2,"featured_media":27257,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_block_theme_hide_title":false,"footnotes":""},"categories":[1],"tags":[142],"class_list":{"0":"post-11604","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","6":"hentry","7":"category-uncategorized","8":"tag-portuguese","10":"with-featured-image"},"yoast_head":"\nSa\u00fade em Luxemburgo: O que voc\u00ea precisa saber - LuxCitizenship<\/title>\n<meta name=\"description\" content=\"Como uma pessoa com dupla cidadania voc\u00ea pode ter acesso ao sistema de sa\u00fade em Luxemburgo. 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